By Industry
“One platform. Many sectors. Tailored insights that fit your business reality.”
Different industries face different banking challenges—whether it’s margin pressure, cash flow timing, or compliance expectations. Bankkeeping adapts to each sector with tools that are data-driven, RBI-aligned, and strategy-ready.
Manufacturers
“High capital, tight cycles, layered banking—solved.”
Manufacturers often juggle multiple facilities—working capital, term loans, LC/BG—and submit monthly statements. But few get clarity on how limits are calculated or whether rates/charges are correct.
What We Help With
1.
Validate Drawing Power and catch wrongful deductions
2.
Optimize WC limits based on actual stock and receivable cycles
3.
Identify excess interest or recurring bank charges
4.
Flag high exposure risk from term loans or underused limits
Tools Involved
DP Validator
Bank Statement
Analyzer
Compliance Monitor
Real Estate & Construction
“Project-based lending needs precision. We deliver it.”
Real estate businesses operate under structured loans tied to projects, timelines, and progress reports. Any misalignment can delay disbursements or increase costs.
What We Help With
1.
Compare sanction terms across projects/lenders
2.
Maintain timely compliance (insurance, inspection, covenants)
3.
Avoid delays in tranche disbursals due to documentation gaps
4.
Benchmark gearing and DSCR across phases
Tools Involved
Sanction Terms
Analyzer
Compliance Monitor
CMA Builder
Traders (Importers, Distributors, Dealers)
“Tight margins and heavy fund rotation require control—not confusion.”
Traders rely heavily on working capital limits, revolving facilities, and time-sensitive credit. Even a small overcharge can erode margin significantly.
What We Help With
1.
Review and correct excess interest on CC/OD accounts
2.
Identify LC/BG commission anomalies
3.
Benchmark WC utilization and optimize funding mix
4.
Stay on top of renewal & compliance cycles
Tools Involved
Bank Charges Audit
LC/BG Commissions
Check
DP Validator
Hospitality
“Capex-heavy, season-sensitive, lender-skeptical. We help you manage it all.”
Hotels and hospitality firms often take large term loans but face irregular cash flows. Their banking relationships require intelligent monitoring and renegotiation.
What We Help With
1.
Simulate and track credit ratings to prep for refinancing
2.
Build investor-ready CMA reports for future expansion
3.
Improve lender engagement with compliance visibility
4.
Identify silent fund cost leaks from charges or margin resets
Tools Involved
Credit Rating
Simulator
CMA Builder
Financial Analytics
Healthcare & Diagnostics
“High asset investment. Sensitive cash cycles. Need for trust.”
Hospitals, diagnostic chains, and clinics operate on thin cash-flow windows with high capital outlay. Banking inefficiencies can directly impact patient operations.
What We Help With
1.
Streamline compliance reporting across branches
2.
Benchmark funding patterns vs. industry averages
3.
Validate interest, charges, and renewal patterns
4.
Get early insights on credit score impact
Tools Involved
Bank Statement
Analyzer
Compliance Monitor
Rating Simulator