Overview: Financial Analytics

“From financial statements to financial intelligence-compare, benchmark, grow.”

Bankkeeping’s Financial Analytics tool helps business owners, CFOs, and decision-makers extract strategic insights from their numbers. It doesn’t just show what happened-it tells you how well you’re doing, how you stack up against peers, and where to optimize.

Compare your historical financials, benchmark against competitors, and align with industry standards—all in one intelligent dashboard

Ideal for businesses preparing for lender discussions, investor reviews, internal budgeting, or strategic planning.

Why This Tool Matters

“Knowing your own numbers is good. Knowing how they compare is powerful.”

Most businesses only review audited reports for compliance-not for insight.

Banks and investors judge your business in relative terms-not in isolation.

Relative terms are accessed through Peer comparison and benchmarking against Industry averages

Internal comparisons without context can mislead decisions.

With Financial Analytics, you move from reports to relevance. You know what’s working, what’s lagging, and what your competitors are doing better.

Core Modules

“Three lenses. One clear financial picture.”

Historical Financial Analysis

“Know your own story-clearly and completely.”

Upload your last 5–6 years of audited financials

Auto-compares:

  • P&L Statements (Revenue, EBITDA, Net Profit)
  • Balance Sheets (Assets, Liabilities, Equity Movement)
  • Cash Flow Statements

Tracks year-on-year movement across 25+ Key Financial Indicators (KFIs) like:

  • EBITDA %, Debt-to-Equity, DSCR, ROCE, NWC Days, etc.

Detects growth patterns, red flags, and margin erosion

Perfect for internal performance reviews and board reporting

Competitor Benchmarking

“Because you’re not playing alone.”

Competitor financials (public filings, credit reports, etc.) are auto uploaded on onboarding

Compare side-by-side vs. your own: Revenue scale, Margins, Leverage, Capital Efficiency

Custom flags: Where you lead, match, or lag

Generate a Competitor Heat Scorecard

Great for goal-setting, budget validation, and capital structuring

Industry Benchmarking

“Benchmark with the best—across 20+ sectors.”

Access pre-built benchmarks from industry databases, ROC data

Compare your data against the Industry Benchmarks

Look at what the Bankers are also looking at

Understand Parameters where you are lagging, plan for future

Step 1

Your historical financials are uploaded on onboarding

Step 2

Select your peer set: just share the names

Step 3

View real-time analytics, download summary reports, and plan next steps

✅ Seamlessly links to CMA Builder, Sanction Terms Analyzer, and Rating Simulator

How It Works

“Data clarity. Competitive advantage.”

Bankkeeping pulls benchmark data from—public filings, basically ROC data. Our smart algorithm based system tracks your peers, assimilated their data available on public domain and then presents it in simple form. This helps you understand how your business stacks up on key financial metrics.

Yes. Bankkeeping allows you to analyze your financials across multiple years in one view—identifying trends, shifts, and performance patterns. You can also compare these year-on-year changes with industry benchmarks to spot gaps or strengths.

We track a comprehensive set of KFIs including:
• Revenue Growth and EBITDA Margin
• Interest Coverage and Debt-to-Equity Ratio
• Return on Capital Employed (ROCE)
• Working Capital Days and Net Profit Margin
• Finance cost as %age of total costs

All metrics are presented visually for easy interpretation and decision-making

Yes. Your data is encrypted at every level—during upload, storage, and access. We follow strict security protocols and never share your information with anyone. Your competitive analysis is visible only to you, and no client data is used in building external benchmarks.