BankKeeping — Your bank is charging you more than you agreed to.
Covering all kinds of banking limitsCC / OD / BG / LC / PCFC / PCL / Term Loan· Reduce loan interest cost by upto 30%· Trusted by 250+ SMEs across India· Interest overcharged Identified in as little as 10 mins· Works with all banks — PSU, Private, International· Covering all kinds of banking limitsCC / OD / BG / LC / PCFC / PCL / Term Loan· Reduce loan interest cost by upto 30%· Trusted by 250+ SMEs across India· Interest overcharged Identified in as little as 10 mins· Works with all banks — PSU, Private, International more·
Built for SME Borrowers & Enterprises

Your bank is charging you more than you agreed to.

BankKeeping detects every extra rupee your bank charged you — and gets it back. No CA needed. No banking expertise required.

Show Me What My Bank Owes Me → See How It Works
Computer icon
Intelligent Software
Finds it.
Scans every charge, rate, and fee against your sanction terms. Automatically. Every month.
6 tools
+
People icon
Dedicated Expert Team
Gets it back.
Real experts who dispute, negotiate, and recover your money. Not just a report — actual results.
On your side
Loan Intelligence Dashboard
LIVE
Total Overcharge Detected
INR 12,14,800
Across your bank accounts this quarter
Monthly Savings
₹404,933
OVERPAID
Time to Report
10 mins
FAST
Bank Interest RecalculationOvercharged ↑
Bank ChargesOvercharged ↑
DP Calculation ErrorCorrected ✓
Foreclosure Charge ReviewReview Due
Our Client Story

Real savings. Real clients.

These numbers are from actual recovery reports — not estimates.

Trusted by Businesses
How BankKeeping Works

From your bank statement to your money back — in 4 steps.

Upload. Identify. Prove. Recover. No CA needed. No banking expertise required.

01
Upload your bank statement
PDF or CSV. Any Indian bank. Takes 2 minutes.
02
We find what your bank overcharged
Our system cross-checks every debit against your sanction terms — automatically.
03
You get a dispute-ready report
Every overcharge. Exact amount. Exact date. Your bank cannot argue with it.
04
Your money comes back
Present the report. Most banks reverse within 30–60 days. Average recovery: ₹3–8 lakhs.
Our Platform

Six tools. One mission: Get your money back.

Most clients use 2–3 tools in their first month and save more than their annual subscription cost by month three.

01
Bank Analyzer
Catches every overcharge, wrong rate, and unjustified fee in your bank statement — automatically, every month.
02
CMA Builder
Bank-ready CMA reports in hours. Not the 3 weeks your CA takes.
03
Compliance Monitor
Never miss a DP submission, stock audit, or FFR deadline again.
04
DP Validator
Is your Drawing Power being calculated correctly? Most banks get this wrong.
05
Sanction Analyzer
Decode your sanction letter in plain language. Know exactly what your bank can — and cannot — charge you.
06
Financial Analytics
See your full borrowing health in one dashboard. Every bank. Every month.
People icon Dedicated Expert Team

Software that finds it. Experts who get it back.

Our team of banking and loan specialists reviews every flag the platform raises — writing dispute letters, preparing CMA documents, and negotiating directly with your bank's relationship manager. You don't just get a report. You get your money recovered.

30–60
30–60 Days averege bank reversal
₹3–8L
Average recovery per client
Dispute letters written for you
Direct bank negotiation
CMA documents prepared
Banking specialists on your side
20Cr+
Discrepencies identified
1200+
Accounts under
management
10 mins
From upload to
your overcharge report
23+
Cities
Located across
Industries covered Manufacturing Trading & Distribution Exporters & Importers Engineering & Infrastructure Healthcare & Services Auto Dealers & Retail
Pricing

Straightforward plans.
No surprises.

The average BankKeeping client recovers 10–20× their subscription cost in year one. Calculate your fee in 30 seconds.

Who We Work With

Qualified for BankKeeping?
Let's find out together.

We work with SMEs and enterprises with active bank loans. Here's what most of our clients have in common:

Total bank exposure of ₹1 Cr or more (CC, OD, Term Loan, LC/BG)
Active loans or credit limits from one or more banks / NBFCs
Haven't verified your bank's interest calculations in the last 12+ months
Regularly paying compliance fees (FFR, stock statements) to your bank
Upcoming loan renewal or limit enhancement you want to optimise

Request a Demo

We will show you exactly how much your bank is overcharging you — live, on your own statements.

New Landing page form

No spam. A real team member will call within 1 business day.

Common Questions

Clarity Before You Commit

Is my bank statement data safe with you?
All bank statements are processed under a strict NDA. We never share, sell, or transmit your data to any third party. A signed NDA is available on request before you share any documents.
What if the bank refuses to refund?
Our ex-bankers escalate through formal dispute channels. In serious cases — like our Anuradha Textiles case — we file directly with the RBI Ombudsman on your behalf. Banks respond very differently when a former banker is behind the complaint.
What if BankKeeping finds nothing?
In 95% of accounts we audit, we find discrepancies. If we find nothing, you still benefit from compliance monitoring, CMA preparation, and financial analytics — which prevent future overcharges and strengthen your negotiating position at renewal.
How long does the first recovery take?
Your overcharge report is ready within 60 minutes of uploading statements. Once we send the dispute letter, most banks reverse the charge within 30–60 days. Some take longer — we follow up throughout until your money is returned.
Do I need a CA or banker to use BankKeeping?
No. The platform is designed for business owners and finance teams — not banking experts. Our team handles all technical analysis, letter writing, and bank communication. You just review and approve before anything goes to the bank.
What types of loans do you cover?
We cover all major types: Cash Credit (CC), Overdraft (OD), Term Loans, Packing Credit (PCL/PCFC), Letter of Credit (LC), Bank Guarantee (BG), and more. We work with all major Indian banks — PSU banks, private banks, and NBFCs.