SME financing

Bank Loans vs Alternative Lenders for SMEs in India: Pros, Cons, and Decision Framework

Capital is the one element that every business needs in order to run operations, expand…

Comprehensive Guide to Buyer’s Credit in International Trade Finance

Overview In today’s global economy, businesses need to regularly undertake export and import of goods…

Commitment Fees on Business Loans

What is a Commitment Fee?  Banks and financial institutions charge commitment fees to borrowers for…

Understanding Supply Chain Finance – Its Types and How it Works

Overview In the past few years, the rise of innumerable smaller businesses has brought revolutionary…

Bank Guarantee

Overview Lack of adequate financial resources or inability to manage resources properly is a common…

Corporate Debt

Overview Ever wondered how businesses manage money for their expansion, growth, and sustenance? To build…

What to Look for in a Bank’s Sanction Letter?

Most of the SME entrepreneurs/business owners in India would vouch for the fact that it…

Prepayment of Loans

A borrower borrows funds from Banks & Financial Institutions to meet its business needs and…

Understanding Cash Credit, Overdraft (OD) and Dropline OD

Demystifying the most common types of fund based working capital instruments; Cash credit, Bank Overdraft…