Loan Management

Bank Loans vs Alternative Lenders for SMEs in India: Pros, Cons, and Decision Framework

Capital is the one element that every business needs in order to run operations, expand…

Effective Strategies for Business Debt Management

Overview Running and growing a business entails certain financial risks which are unavoidable sometimes. Whether…

Debt Syndication- Need, Importance and Process

Overview Sometimes businesses might need a substantial amount of funds (may be in crores or…

Margin Money for Working Capital: Importance, Calculation, and Benefits

Overview Working capital for a business is one of the critical factors to ensure seamless…

Restrictive Loan Covenants

Overview  Businesses need to borrow from time to time to manage and grow their business;…

Corporate Guarantee

Overview It is not possible for every business to always have the adequate means to…

Business Loans

Overview Irrespective of the size of a business or its level of operations, businesses cannot…

Prepayment of Loans

A borrower borrows funds from Banks & Financial Institutions to meet its business needs and…

Understanding Cash Credit, Overdraft (OD) and Dropline OD

Demystifying the most common types of fund based working capital instruments; Cash credit, Bank Overdraft…

SME Loans – Explained

A comprehensive guide to SME loans. From types and eligibility to application processes and documentation,,…